Prominent Finance & Investment Ltd.

SME Finance

Agriculture & Agro-Processing Loan

Agriculture is the backbone of the Bangladeshi economy. To ensure food security and rural development, farmers and agro-entrepreneurs need access to capital that understands the unique cycles of nature and farming.

Prominent Finance & Investment Ltd. provides specialized agricultural loans tailored for crop production, livestock rearing, fisheries, and agro-machinery. We offer flexible grace periods and repayment schedules that align perfectly with harvesting seasons, ensuring farmers are never pressured before their yield is sold.

Why Choose Our Agri Loan

Rooted in Growth

Seasonal Repayments

Installment plans are structured around your specific harvest or production cycles, easing cash flow burdens.

Mechanization Focus

Dedicated lease finance options for purchasing modern tractors, power tillers, and irrigation pumps.

Subsidized Rates

We actively participate in Bangladesh Bank refinance schemes to offer the most competitive interest rates possible.

Who Can Apply

Farming Sectors

Crop Farming

Funding for seeds, fertilizers, and labor for seasonal crops and horticulture.

Fisheries

Capital for pond excavation, fish feed, and commercial aquaculture projects.

Poultry & Livestock

Financing for commercial dairy farms, poultry sheds, and veterinary care.

Agro-Processing

Support for cold storages, rice mills, and food packaging enterprises.

Agri Product Suite

Loans For Every Farming Need

Crop Cultivation Loan

Short-term working capital for seeds, fertilizer, pesticide and labor cost. Repayment aligned with harvest.

Tenure

6 – 12 Months

POPULAR

Agri-Machinery Lease

Lease finance for tractors, power tillers, harvesters and irrigation pumps with flexible ownership transfer.

Tenure

3 – 5 Years

Agro-Processing Loan

Term loan for setting up rice mills, cold storage, food packaging units and dairy processing plants.

Tenure

Up to 7 Years

Repayment Calendar

Aligned With Nature's Cycle

Our installment schedule follows Bangladesh's three main cropping seasons — so you pay when your yield reaches the market, not before.

Season	Months	Main Crops	Repayment Window
Kharif-1	Mar – Jun	Aus Rice, Jute	July – August
Kharif-2	Jul – Oct	Aman Rice	November – December
Rabi	Nov – Feb	Boro Rice, Wheat, Potato	April – May
Livestock	Year-round	Dairy, Poultry	Monthly EMI

Loan Limits

How Much You Can Borrow

SMALL FARMER

৳50K – ৳5L

Individual farmers with own or leased land up to 3 acres

MID FARMER

৳5L – ৳25L

Commercial farm operators, dairy owners, small poultry sheds

AGRO-ENTERPRISE

৳25L – ৳2Cr

Rice mills, hatcheries, feed mills, mid-scale processing

AGRIBUSINESS

৳2Cr +

Cold storage, export-oriented processing, contract farming

Farm To Fork

Complete Value Chain Financing

STAGE 01

Production

Seeds, saplings, fertilizer & farm inputs

STAGE 02

Harvest

Machinery, labor & post-harvest handling

STAGE 03

Storage

Cold storage, silos & warehousing facilities

STAGE 04

Marketing

Distribution, packaging & export logistics

Getting Started

Eligibility & Documents

Who Can Apply

Bangladeshi citizen aged 18 – 65 years
Minimum 2 years of farming/agri-business experience
Owner or long-term lessee of cultivable land
Clean CIB record from Bangladesh Bank
Valid trade license for agro-processing units

Required Documents

National ID & recent passport-size photograph
Land documents (Khatian, Dakhila, Namjari)
Farm map, crop plan or project profile
Bank statements of last 6 months
Personal & business guarantor information

Modern Agriculture

Financing The Future of Farming

We support farmers embracing modern techniques — from precision agriculture to greenhouse cultivation.

Smart Irrigation

Solar pumps & drip systems

Greenhouse

Controlled cultivation setups

Organic Farming

Bio-fertilizer & vermicompost

Hydroponics

Soil-less commercial farming

Real Impact

From Small Farm To Agro-Enterprise

CASE STUDY — BOGURA

Rahman Poultry Farm

Commercial Layer & Broiler Producer

6,500

Birds Capacity

৳18L

Loan Approved

3.2x

Revenue Growth

"Prominent Finance understood our rearing cycle. The grace period gave us breathing room until the first batch was sold. Today we supply eggs to 40+ retailers across the district."
— Md. Aminur Rahman, Founder

Partnerships

Subsidized Refinance Schemes

We channel low-cost funds from Bangladesh Bank refinance windows directly to eligible farmers.

Agri Refinance Fund

Low-interest fund from Bangladesh Bank targeting crop cultivation and livestock rearing.

Food Security Fund

Dedicated window for rice, wheat, and staple crop production supporting national food security.

Export Promotion

Refinance for agri-exporters — shrimp, vegetables, jute goods with concessional pricing.

Women Entrepreneurs

Special concession for women-led agri-enterprises, dairy farms and homestead poultry.

Climate-Smart Agri

Green funding for solar irrigation, water-saving techniques and climate-resilient crops.

Young Entrepreneur

Refinance for graduates and young farmers entering commercial agriculture and agri-tech.

Reach Our Agri Desk

Farmer-First Support

Agri Field Office

Bogura Divisional Center
North Bengal Regional Hub
Bangladesh

Farmer Helpline

+880 1700-000000
+880 1700-000001
Sat – Thu, 8 AM – 8 PM

Email Agri Desk

agri@prominentfinance.com.bd
refinance@prominentfinance.com.bd