Licensed Non-Banking Financial Institution by Bangladesh Bank

Corporate Finance

Workorder Finance

Winning a major contract is an exciting milestone, but executing it requires immediate liquidity. Workorder Finance is a specialized short-term credit facility designed to provide the working capital you need to fulfill confirmed purchase orders or contracts.

At Prominent Finance & Investment Ltd., we bridge the gap between winning a contract and receiving payment. If you have a valid work order from a reputable corporate, government, or multinational entity, we can finance the raw materials, labor, and operational costs required to deliver the project successfully and on time.

Workorder Finance Overview

Why Choose Workorder Finance

Empowering Your Execution

Execute Larger Contracts

Never turn down a lucrative project due to a lack of funds. Secure the capital needed to punch above your weight and grow your business volume.

Timely Delivery

Ensure your supply chain remains uninterrupted. With immediate funding, you can procure materials faster and meet your client's strict deadlines.

Performance Driven

Funding is primarily structured around the viability of the work order itself, making it an excellent option for growing businesses with strong client relationships.

Who Can Benefit

Ideal For These Scenarios

Construction & Civil

Contractors needing upfront cash to purchase materials and deploy labor for infrastructure projects.

Wholesale Suppliers

Trading businesses that need to procure large quantities of goods to fulfill corporate supply contracts.

Manufacturing

Factories requiring working capital to process raw materials into finished goods for a specific order.

IT & Equipment Supply

Tech vendors supplying expensive hardware or networking equipment to government or corporate offices.

Get Started

How We Fund Your Order

We have streamlined our workorder financing to ensure you get the funds exactly when the project demands them.

  • Secure the Order: You receive a formal work order from a verified corporate or government client.
  • Evaluation: Submit the order details to Prominent Finance. We verify the contract and assess project viability.
  • Disbursement: Upon approval, we release the funds directly to you or your suppliers to begin execution.
  • Repayment: The loan is settled directly from the proceeds of the completed work order once your client pays.

Our Track Record

Workorders Financed So Far

1,200+

Work Orders Funded

BDT 850Cr+

Disbursed to SMEs

72 Hours

Average Approval Time

450+

Active Corporate Clients

Industries served by workorder finance

Sector Coverage

Industries We Finance

Our workorder finance solution is tailored for contract-driven businesses across a wide range of high-growth Bangladeshi sectors.

Ready-Made Garments
Pharmaceuticals
Power & Energy
Telecom Infrastructure
Agro-Processing
Government Tenders

Who Qualifies

Eligibility Snapshot

  • Registered private or public limited company / partnership firm
  • Minimum 2 years of business operations
  • Valid work order from an approved corporate/government buyer
  • Prior experience executing similar contracts
  • Clean CIB record with Bangladesh Bank
  • Verifiable cash-flow and audited financials
Workorder finance eligibility

Application Checklist

Documents You'll Need

Work Order Copy

Original signed work order from the awarding authority.

Trade License & TIN

Latest renewed trade license, TIN and BIN certificates.

Incorporation Docs

Memorandum, Articles of Association & Form-XII.

Financial Statements

Audited financials for the last 2-3 fiscal years.

Bank Statements

Business account statements of the last 12 months.

Director KYC

NID, photograph and personal net-worth statement of directors.

Smarter Financing

Workorder Finance vs. Regular Loan

Parameter Workorder Finance Traditional Term Loan
SecurityAssignment of work-order proceedsFixed asset / collateral
Tenure3-12 months (contract-linked)3-7 years
RepaymentBullet — from buyer paymentMonthly EMI
Approval TimeAs fast as 72 hours2-4 weeks
Best ForContract execution & working capitalLong-term capex

The Prominent Advantage

Why Businesses Choose Us

Contract-First Underwriting
We focus on the strength of the buyer, not just your balance sheet.
Quick Turnaround
Approvals in as little as 3 working days for repeat clients.
Flexible Structuring
Tranche-based disbursement aligned with your project milestones.
Dedicated RM
A relationship manager who understands your industry.
Why Prominent for workorder finance
Client success story

Real Impact

Case Study: Narayanganj Textile Supplier

A mid-sized fabric supplier in Narayanganj secured a BDT 6.5 crore order from a leading RMG exporter but lacked the immediate cash to procure yarn. Within 4 working days, Prominent Finance disbursed 70% of the contract value against the assigned work order.

4

Days to Fund

70%

Order Value Funded

100%

On-Time Delivery
"Prominent didn't just fund our order — they understood our business cycle. We've since executed three more contracts with their backing."
— Managing Director, Textile Supplier

Beyond Financing

Support Through Every Milestone

Financing is only one part of successful contract execution. Our advisory team stays with you from disbursement to recovery.

Buyer Verification
We independently validate your buyer's payment history.
Escrow Handling
Optional escrow structures for high-value contracts.
Milestone Tracking
Regular check-ins so tranches release on time.
Recovery Assistance
Support with buyer follow-up until final settlement.
Dedicated workorder support team

Common Questions

Frequently Asked Questions

Typically we finance 60% to 80% of the work order value, depending on buyer creditworthiness and your execution track record.

Reputable listed corporates, multinationals, government ministries, autonomous bodies and top-tier private conglomerates with strong payment history.

The primary security is assignment of the work-order proceeds. Additional collateral may be requested only for larger or unrated buyers.

Repayment is bullet in nature — settled directly from the buyer's payment routed through a designated account with Prominent Finance.

We work with you on a structured extension plan. Our relationship team also assists in buyer follow-up to accelerate recovery.

This product is designed for businesses with at least 2 years of operations and prior experience executing similar contracts.