Prominent Finance & Investment Ltd.

SME Finance

Cottage Industry Loan

Cottage industries are the heart of local communities, often run from home or small family-owned premises. Our Cottage Loan is designed specifically to nurture these grassroots businesses, helping artisans and creators turn their passions into profitable livelihoods.

At Prominent Finance & Investment Ltd., we provide accessible, low-ticket financing with minimal documentation. Whether you are purchasing raw materials for handicrafts, upgrading a home bakery, or expanding a local tailoring shop, we provide the financial stepping stone you need.

Why Choose Our Cottage Loan

Empowering Local Creators

Collateral-Free Options

We focus on your skill and business viability, offering unsecured options for small borrowing limits.

Affordable Rates

Benefit from subsidized interest rates designed specifically to promote grassroots economic development.

Community Focused

Dedicated relationship managers who understand the unique challenges of running a home-based enterprise.

Who Can Apply

Ideal For

Tailoring & Boutiques

Local dressmakers and small-scale apparel creators.

Handicrafts & Pottery

Artisans producing traditional crafts and cultural goods.

Food & Baking

Home-based bakeries, catering services, and local snack producers.

Repair Workshops

Neighborhood electronics, shoe, or bicycle repair shops.

Get Started

Simple Steps to Grow

Consultation: Meet with our team to discuss your business idea and funding needs.
Basic Documentation: Provide simple identification and proof of business activity (Trade License if applicable).
Site Visit: A quick visit to your home or workshop by our friendly officers.
Disbursement: Receive funds swiftly to buy your materials or tools.

SME Finance

Cottage Industry Loan

At Prominent Finance & Investment Ltd., we provide accessible, low-ticket financing with minimal documentation — whether you're buying raw materials, upgrading a home bakery, or expanding a tailoring shop.

৳50K – ৳10L

Loan Range

72 Hours

Fast Approval

Minimal

Documentation

10,000+

Entrepreneurs Funded

Why Choose Our Cottage Loan

Empowering Local Creators

Collateral-Free Options

We focus on your skill and business viability, offering unsecured options for small borrowing limits.

Affordable Rates

Benefit from subsidized interest rates designed to promote grassroots economic development.

Community Focused

Dedicated relationship managers who understand home-based enterprises.

Who Can Apply

Ideal For

Tailoring & Boutiques

Local dressmakers and small-scale apparel creators.

Handicrafts & Pottery

Artisans producing traditional crafts and cultural goods.

Food & Baking

Home bakeries, catering, and local snack producers.

Repair Workshops

Neighborhood electronics, shoe, or bicycle repair shops.

Rooted in Tradition

Fueling Bangladesh's Craft Heritage

From clay potters in Dhamrai to weavers of Tangail sarees — cottage industries preserve our cultural identity. We stand behind these craftspeople with financing that respects their pace and scale.

Loans starting from ৳50,000
Group lending options for women-led collectives
Seasonal repayment aligned with festival cycles

Facility Highlights

Built for Small Businesses

Micro Ticket Size

Loans as small as ৳50,000 — perfect for buying a sewing machine or oven.

Weekly / Monthly EMI

Choose repayment frequency that matches your cash inflow.

No Hidden Charges

Transparent processing fees disclosed upfront.

Grace Period

Enjoy a moratorium before EMI begins so your business can stabilize.

Get Started

Simple Steps to Grow

Consultation: Meet our team to discuss your idea and funding needs.
Basic Documentation: Provide ID and proof of business activity.
Site Visit: A quick visit to your home or workshop.
Disbursement: Receive funds swiftly to buy materials or tools.

Success Story

"With a ৳1.5 lakh loan from Prominent, I bought two industrial sewing machines. Today my home boutique employs four women from my neighborhood. This wasn't just a loan — it was a lifeline."

Rahima Begum

Owner, Rahima's Boutique — Narayanganj

FAQ

Common Questions

Do I need a trade license?

Not always. For very small loans, basic ID and community verification may suffice.

What is the maximum tenure?

Up to 36 months depending on loan size and business type.

Can women apply independently?

Absolutely — we actively encourage women entrepreneurs with special schemes.

Is a guarantor required?

For unsecured micro-loans, a local guarantor may be requested; larger loans require standard collateral.

Ready to Grow Your Craft?

Talk to our SME specialist today. No obligation — just honest advice on how our Cottage Loan can support your business.

Call: +880 1XXX-XXXXXX