Move into your dream apartment with flexible, affordable home financing. Whether it's a ready flat, an under-construction unit, or a resale apartment — we offer up to 80% financing for tenures of up to 25 years, backed by transparent pricing and quick approvals.
Loan-to-Value
Max Tenure
From Rate
Tailored home financing for every apartment buyer.
Finance ready-to-move apartments with instant possession.
Stage-wise disbursement aligned with builder milestones.
Buy a pre-owned flat with full legal & valuation support.
Shift your existing home loan to us at a lower rate.
Additional funds for interiors, furniture, or renovation.
Special financing for Non-Resident Bangladeshis.
WHY CHOOSE US
Transparent slabs based on your loan size.
| Tier | Loan Amount | Interest Rate | Tenure | Processing Fee |
|---|---|---|---|---|
| Starter | Up to 25 Lakh | 8.99% | Up to 20 Yrs | 0.50% |
| Standard | 25 Lakh – 75 Lakh | 9.25% | Up to 25 Yrs | 0.75% |
| Premium | 75 Lakh – 2 Cr | 9.50% | Up to 25 Yrs | 1.00% |
| Luxury | Above 2 Cr | 9.75% | Up to 25 Yrs | 1.00% |
Simple, inclusive eligibility criteria.
From enquiry to keys — streamlined and clear.
Quick eligibility check online or in-branch.
Submit KYC, income & property papers.
Legal & technical property assessment.
Approval letter with terms & sanction amount.
Funds released to builder or seller.
PLAN AHEAD
Estimate your monthly commitment before you apply. Below are sample EMIs at 9.25% p.a. for common loan sizes.
| Loan Amount | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs |
|---|---|---|---|---|
| 25 Lakh | 32,050 | 25,720 | 22,900 | 21,410 |
| 50 Lakh | 64,100 | 51,440 | 45,800 | 42,820 |
| 75 Lakh | 96,150 | 77,160 | 68,700 | 64,230 |
| 1 Crore | 1,28,200 | 1,02,880 | 91,600 | 85,640 |
Choose the plan that fits your income cycle.
Same EMI throughout the tenure — perfect for stable budgeting.
Benefit from falling market rates; no prepayment charges.
Lower EMIs early, increasing as your income grows.
WE'VE GOT YOUR BACK
Safeguard your investment and your family.
Loan liability covered in event of death.
Property protected against fire hazards.
Coverage for earthquake, flood & storm.
Optional EMI protection up to 3 months.
SUCCESS STORY
"We had been renting for 12 years. With a Tk. 62 Lakh flat loan approved in just 21 days, we finally have a place we call our own — with an EMI lower than what we used to pay in rent."
— Rahim & Nadia, Dhanmondi, Dhaka
Loan Sanctioned
Days to Keys
Tenure
Speak with our Home Loan Desk for a free eligibility check and pre-approval offer.
Hotline: 16000
homeloan@yourbank.com