Prominent Finance & Investment Ltd.

SME Finance

Medium Enterprise Loan

Medium enterprises bridge the gap between small businesses and large corporate entities. They operate with significant turnover, employ large workforces, and require highly sophisticated financial products to manage their complex supply chains and expansion strategies.

Prominent Finance & Investment Ltd. serves as a strategic financial partner for mid-market companies. We provide substantial credit facilities for heavy capital expenditure, mergers, international trade finance, and large-scale BMRE (Balancing, Modernization, Rehabilitation, and Expansion).

Strategic Advantages

Corporate-Level Financing

Massive Capacity

Secure the multi-million taka facilities required to construct new facilities or acquire competitors.

Comprehensive Solutions

Integrate term loans, revolving credit, and factoring into a single, cohesive financial strategy.

Export / Import Support

Facilitate international trade with customized working capital designed for cross-border operations.

Get Started

Executive Approval Process

Corporate Review: In-depth analysis of audited financials, board resolutions, and market position.
Project Feasibility: Detailed vetting of your expansion plans and projected ROI by our analysts.
Board Sanction: Approval navigated through our highest level credit committees.
Strategic Disbursement: Phased release of funds aligned with your project's critical milestones.

Consult Our Experts

Mid-Market Banking

Financing the Bridge Between Enterprise & Corporate

Prominent's Medium Enterprise division underwrites ৳2 crore to ৳25 crore facilities for companies with audited turnover between ৳15 crore and ৳150 crore annually. Our relationship-led model pairs your CFO with a dedicated credit team.

৳25 Cr

Max Facility

15+ Yrs

Tenor Available

48 Hrs

Term Sheet

1:1

Dedicated RM

Facility Matrix

Six Instruments. One Portfolio.

Instrument	Ticket Size	Tenor	Best For
Long-Term Loan	৳3 Cr – ৳25 Cr	5 – 15 yrs	Plant, land, construction
Revolving Credit	৳2 Cr – ৳15 Cr	1 yr renewable	Ongoing working capital
LC / Bank Guarantee	Up to ৳20 Cr	Sight / 180 days	Import documentation
Export Bill Discounting	As per invoice	30 – 180 days	Cash-flow acceleration
Syndicated Loan	৳25 Cr+	7 – 12 yrs	Mega expansion, M&A
Lease Finance	৳2 Cr – ৳10 Cr	3 – 7 yrs	Heavy machinery, fleet

Eligibility Profile

Companies We Underwrite

Annual Turnover

৳15 crore to ৳150 crore audited

Vintage

Minimum 5 years of operational history

Legal Structure

Private Limited or Public Limited Co.

Compliance

TIN, BIN, Trade License, audited by ICAB-empanelled firm

Credit Standing

CIB clean or acceptable with reasoning

Deal Lifecycle

From Term Sheet to Term Loan

Origination

Mandate letter signed, NDA exchanged

Due Diligence

Financial, legal & technical audit

Credit Memo

Risk-rated proposal to committee

Sanction

Board approval & term sheet issued

Drawdown

Phased disbursement per milestones

Sector Focus

Where Our Capital Concentrates

Textile & RMG

Backward-linkage, dyeing, spinning mills

Logistics & Shipping

Freight forwarding, cold chain, ports

Power & Energy

Captive plants, solar EPC, gas turbines

Risk & Governance

Discipline Behind Every Sanction

Every mid-market facility passes a four-eye review, an independent risk rating (internal + ECAI), and Bangladesh Bank prudential compliance. Environmental & Social Due Diligence (ESDD) is mandatory for facilities above ৳10 crore.

Basel III capital adequacy alignment

Independent legal opinion on collateral

Quarterly covenant monitoring

ESG & environmental due diligence

Perfected security interest registration

Bangladesh Bank prudential norms

Flagship Case

Meridian Logistics Ltd. — ৳18 Cr Syndicated Facility

Chittagong · Cold-Chain Expansion · 2024

"Prominent structured our facility across three lenders in 41 days. Their engineering team even reviewed our refrigeration BOQ line-by-line. This is banking that thinks like an operator."

— Arif Chowdhury, Managing Director

৳18 Cr

Facility Size

41 Days

To Drawdown

3

Lender Syndicate

200+

Jobs Created

Beyond Lending

Advisory Bundled Into Every Mandate

Capital Structure Advisory

Optimal debt-equity mix modelling, covenant negotiation with existing lenders, and refinancing strategy for legacy high-cost debt.

FX Hedging Guidance

M&A Deal Structuring

Tax-Efficient Financing

IPO Readiness Review

Business Executive Portrait Professional

Corporate Relationship Desk

Speak Directly With a Senior Banker

Mid-market mandates are handled by our Corporate Banking desk in Gulshan. Every enquiry is triaged to a Senior Relationship Manager within one working day — no call-centre routing.

Direct Line

+880 1700-000000

Corporate Desk

corporate@prominent.com.bd

Gulshan Avenue, Dhaka · Sat–Thu, 9AM – 6PM