PFL Triple Money Income Investment
A long-horizon growth plan built for one purpose: turning your deposit into three times its value by maturity, with the same government-regulated safety you'd expect from a savings account.
5,00,000৳
15,00,000৳
What makes this plan work
Key Features
A single, fixed-term commitment that removes the guesswork from long-term saving.
- 1Fixed Multiplier
Your deposit grows to exactly 3x at a pre-agreed maturity date — no estimates, no surprises. - 2One-Time Commitment
Deposit once, then simply wait. No renewals, top-ups, or paperwork needed mid-tenure. - 3Loanable Anytime
Borrow against your certificate up to 90% if urgent funds are needed before maturity. - 4Transfer & Nominee Ready
Assign up to 2 nominees or transfer the certificate to another person at any time.
Not for short-term needs — this is a patience play
Built For Long-Horizon Goals
Grandchild's Future Education
Buying Land or a Home
Starting a Business Later in Life
Building a Retirement Cushion
One fixed tenure, one guaranteed outcome
Tripling Period & Effective Rate
| Deposit | Tripling Period | Maturity Value |
|---|---|---|
| 2,00,000৳ | 10 Years | 6,00,000৳ |
| 5,00,000৳ | 10 Years | 15,00,000৳ |
| 10,00,000৳ | 10 Years | 30,00,000৳ |
Effective annual compounding rate: approximately 11.6%
How 5 Lac climbs to 15 Lac over 10 years
Your Wealth Milestone Path
Choosing between our two growth plans
Double Money vs Triple Money
| Aspect | Double Money | Triple Money |
|---|---|---|
| Tenure | 6 Years | 10 Years |
| Growth Multiple | 2x | 3x |
| Best Suited For | Medium-term goals | Long-term wealth building |
| Loan Facility | Available | Available |
Who Can Invest
- Bangladeshi nationals aged 18+
- Non-Resident Bangladeshis (NRB)
- Minors through legal guardian
- Joint account holders (up to 3)
Documents Needed
Only four steps between you and tripling your money
How It Works
Pick Your Amount
Minimum 2,00,000৳, no upper capVisit a Branch
Submit NID and required documentsHold the Certificate
Keep it safe for the 10-year periodEncash at Maturity
Collect exactly 3x your deposit
Emergency Funds Without Breaking Your Plan
A 10-year tenure is long — life happens in between. Rather than encashing early and losing your growth rate, borrow against the certificate instead.
- Up to 90% of current certificate value
- Loan rate: certificate rate + 2%
- Same-day approval at any branch
- Certificate keeps growing untouched
What happens if you need to exit early
Premature Encashment Terms
Before 2 Years
Principal only, no growth credited.
2 – 5 Years
Standard savings rate on completed years.
After 5 Years
Applicable proportional rate minus 1% exit charge.
I Set It and Forgot It — On Purpose
"When my son was born, I put 4 Lac into Triple Money without a second thought. Ten years later I collected exactly 12 Lac, right when he started secondary school and expenses jumped. I never had to check on it once — that was the whole point."
— Mr. Delwar Hossain, Nawabganj
4 Lac
Invested12 Lac
Received10 Yrs
TenureBegin Your 10-Year Growth Plan Today
Talk to an advisor about how much you'd need to deposit to hit a specific future goal.