Prominent Finance & Investment Ltd.

SME Finance

Small Enterprise Loan

When your business outgrows its initial phase, you need a financial partner capable of supporting your transition to the next level. Small Enterprises require more substantial capital injections to open new branches, hire more staff, or upgrade their technology.

Prominent Finance & Investment Ltd. offers robust Small Enterprise Loans designed to fund working capital deficits, fixed asset acquisitions, and structural expansions. We structure these facilities to ensure your business remains highly competitive without being overburdened by debt.

Why Choose Small Enterprise Loans

Built for Expansion

Higher Credit Limits

Access the substantial capital required for significant infrastructure upgrades and bulk procurement.

Customized Structuring

We blend term loans and working capital facilities to perfectly match your asset conversion cycle.

Business Advisory

Gain access to our financial experts who provide guidance on managing rapid growth effectively.

Who Can Apply

Eligible Industries

Wholesale & Distribution

Suppliers needing capital to hold larger inventories and expand distribution networks.

IT & Tech Services

Software firms and tech vendors scaling their operations and hiring teams.

Commercial Real Estate

Agencies and small developers requiring project mobilization funds.

Manufacturing Units

Factories requiring modern machinery to increase daily production capacity.

Get Started

Professional Evaluation

Financial Review: Submit your audited financials, bank statements, and business profile.
Collateral Assessment: We evaluate the security provided (property, machinery, or corporate guarantees).
Credit Structuring: We design a loan limit and tenor that ensures comfortable debt servicing.
Disbursement: Capital is deployed to fuel your next major growth phase.

Product Portfolio

Three Facilities, One Partner

Short-Term

Working Capital

Cover payroll, raw material, and receivable gaps without touching your fixed reserves.

Tenure

12–18 Months

Range

৳10L – ৳50L

Medium-Term

Term Loan

Fund factory expansions, warehouse setup, or major renovation projects with predictable EMIs.

Tenure

3–5 Years

Range

৳20L – ৳2 Cr

Asset-Backed

Machinery Finance

Import industrial machinery with the equipment itself acting as primary collateral.

Tenure

Up to 7 Years

Range

৳50L – ৳5 Cr

Bangladesh Small Factory Expansion Workers

How Businesses Use It

Fuel Every Growth Milestone

Expand Production Lines

Add new machinery to double manufacturing output.

Open New Branches

Fund location scouting, fit-out, and staff onboarding.

Upgrade Technology

ERP systems, POS terminals, and digital infrastructure.

Bulk Inventory Buys

Lock in seasonal discounts from bulk purchases.

Transparent Pricing

Rate Tiers by Business Profile

Starter

9.5%

per annum

2+ Years business

Standard eligibility

8.75%

per annum

4+ Years business

Preferred pricing

Elite

7.99%

per annum

7+ Years business

Lowest rate offered

*Final rates subject to credit assessment and prevailing market conditions.

Trusted Partnerships

Backing 1,200+ Small Enterprises

From family-owned distributors to next-gen tech vendors, our portfolio spans every high-growth vertical in Bangladesh.

Bangladesh Business Team Meeting Handshake

Distributors

280+ Clients

Manufacturers

195+ Clients

IT Firms

142+ Clients

Real Estate

98+ Clients

F&B Chains

176+ Clients

Retail Chains

220+ Clients

Get Ready to Apply

Required Documents

Business Documents

Trade License (Updated)

Certificate of Incorporation

TIN & BIN Certificates

Memorandum & Articles of Association

VAT Registration

Board Resolution for Loan

Financial Records

Audited Financials (Last 3 Years)

Bank Statements (Last 12 Months)

Income Tax Returns

Existing Loan Statements

Business Projections

Collateral Documents

Case Study

From Local Vendor to Regional Brand

DISTRIBUTION

Meherun Trading — Chittagong

৳75 Lakh Working Capital · 5-Year Journey

"We were a 3-truck distributor for FMCG brands. Prominent's structured facility let us hold 10x inventory during peak season. Today we operate 22 trucks across 4 divisions, serving over 800 retail outlets."

22

Trucks Now

800+

Retailers Served

640%

Revenue Growth

48

Team Members

— Meherun Nesa, Managing Director

Beyond Lending

Complimentary Advisory Support

Growth Strategy Sessions

Quarterly meetings with our senior financial advisors to review your cash flow, plan expansions, and prepare for the next funding round.

Compliance Support

Tax & regulatory guidance

Risk Assessment

Portfolio stress testing

Network Access

Introductions to buyers/vendors

Market Insights

Sector reports & benchmarks

Dedicated Support

Meet Your Relationship Team

Every Small Enterprise client is assigned a dedicated Relationship Manager and Credit Analyst — one point of contact, always.

Tanvir Ahmed

Senior Relationship Manager

12+ years in SME Finance

Bangladeshi Female Banker Portrait Office

Farzana Rahman

Credit Analyst Lead

9+ years in Risk Assessment

South Asian Business Advisor Portrait Suit

Rashed Kabir

Business Growth Advisor

15+ years in Corporate Banking

Ready to Discuss?

Schedule a Consultation

Our SME division responds within one business day.

Call

+880 1700-000000

sme@prominent.com.bd

Visit

Gulshan HQ, Dhaka