Prominent Finance & Investment Ltd.

Personal Finance

Car Loan

Owning your dream car shouldn't mean draining your savings. Our Auto Finance solutions are designed to put you in the driver's seat quickly, whether you are buying a brand-new sedan for your family or a reliable reconditioned vehicle.

Prominent Finance & Investment Ltd. offers highly competitive interest rates, extended repayment tenures, and maximum financing margins. We handle the financial heavy lifting so you can focus on selecting the perfect vehicle for your lifestyle.

Why Finance With Us

Drive Away Happy

High Financing Margin

We finance a significant percentage of the car's value, drastically reducing the initial down payment required from your own pocket.

Competitive Rates

Enjoy transparent, highly competitive interest rates with no hidden fees, keeping your monthly installments manageable and predictable.

Dedicated Assistance

From evaluating vendor quotations to navigating vehicle registration and insurance, our relationship managers guide you every step of the way.

What We Finance

Eligible Vehicles

Brand New Cars

Finance zero-mileage vehicles direct from authorized national dealerships and showrooms.

Reconditioned Vehicles

Excellent financing options for high-quality, imported reconditioned cars.

Family SUVs

Upgrade to a larger, safer Sports Utility Vehicle to comfortably accommodate your growing family.

Premium Sedans

Drive in style with financing available for luxury and executive-class passenger sedans.

Get Started

The Road to Ownership

Getting the keys to your new car is a simple, straightforward process with our dedicated team.

Select Your Car: Choose your vehicle from a dealership and obtain a formal price quotation.
Submit Application: Provide the quotation along with your income and identity documents.
Approval & Down Payment: Once approved, you pay your portion of the equity (down payment).
Disbursement & Delivery: We pay the dealership directly, the vehicle is registered under a joint name/lien, and you drive away!

01 — THE DRIVE

Keep your savings. Take the keys.

A car is a five-to-seven-year decision. Draining a fixed deposit to pay cash means losing the compounding that took years to build. Financing it the right way keeps your wealth working while you drive.

Up to 70% financing, tenor up to 72 months, competitive reducing-balance rates — brand new, reconditioned, or premium.

02 — HEADLINE NUMBERS

The Auto Loan At A Glance

70%

MAX FINANCING

Of ex-showroom price — one of the highest margins in the market.

72 mo

LONGEST TENOR

Stretch EMIs up to 6 years to fit any household budget.

9%+

FROM (P.A.)

Reducing balance — actual rate depends on car age and profile.

5 days

TO DELIVERY

From complete file to dealer payment and vehicle handover.

03 — WHAT WE FINANCE

Every Kind Of Car, One Loan Desk

🚗

Brand New Cars

Zero-mileage vehicles from authorised national dealerships and 3S showrooms.

🔄

Reconditioned

Quality imported recon units — Japan, UK, Singapore origin — up to 5 years old.

🛻

Family SUVs

Larger, safer SUVs and MPVs for growing families and long highway drives.

⭐

Premium Sedans

Executive-class and luxury passenger cars for professionals and business owners.

04 — LIFESTYLE FIT

A Car That Grows With Your Family

✓ School runs & family safety

✓ Weekend highway comfort

✓ Higher resale value retention

✓ Manufacturer warranty coverage

✓ Comprehensive insurance bundled

✓ Joint registration protection

05 — EMI SNAPSHOT

Know Your Monthly Before You Sign

Indicative EMIs at 11% p.a. reducing balance. Your exact rate depends on car type, age, tenor, and credit profile.

CAR VALUE

TENOR

EMI

৳15,00,000

48 months

৳27,180

৳25,00,000

60 months

৳38,000

৳40,00,000

60 months

৳60,800

৳60,00,000

72 months

৳81,320

৳1,00,00,000

72 months

৳1,35,540

06 — NEW vs RECONDITIONED

Choose The Right Value Curve

Reconditioned cars save 30-40% at purchase but depreciate slower. Brand new gets you warranty and peace of mind. Both are fully financeable.

OPTION A

Brand New

Up to 70% financing
Manufacturer warranty 3–5 yrs
Tenor up to 72 months
Latest safety & emission tech

OPTION B

Reconditioned

Up to 60% financing
Slower depreciation curve
Tenor up to 60 months
30–40% lower entry price

07 — ELIGIBILITY & DOCS

Who Qualifies & What To Bring

Age

21–65 years — loan must fully mature within the working horizon.

Income

Minimum ৳50,000 net monthly (salaried) or ৳8L annual (business).

Experience

2 years continuous employment or 3 years business track record.

NID & TIN

Both sides of NID and latest TIN certificate for tax verification.

Bank Statement

Last 12 months — salary or business account, self-attested.

Quotation

Formal quotation from authorised dealer with chassis and engine number.

08 — THE ROAD

From Showroom To Driveway

Select

Pick your car at any authorised dealer and collect a formal quotation on their letterhead.

Apply

Submit application with quotation, NID, TIN, income proof and 12 months of bank statement.

Approve

Credit assessment within 48 hours — sanction letter issued with rate, tenor and EMI locked.

Down Pay

Deposit your equity portion (30–40%) directly with the dealer against a money receipt.

Disburse

We pay the dealer balance directly; joint registration and hypothecation lien is filed.

Drive

Take delivery, collect keys and blue book — repayment starts 30 days from disbursement.

09 — YOUR TURN

The keys are closer than you think.

Bring the quotation. We'll handle the sanction, the dealer payment, the registration, and the insurance. You just choose the colour.

→ Talk To An Advisor