Prominent Finance & Investment Ltd.

Corporate Finance

What is Lease Finance?

Lease financing is a highly effective medium to long-term financial solution designed to help businesses acquire capital machinery, commercial vehicles, and essential equipment without tying up valuable working capital.

At Prominent Finance & Investment Ltd., we empower corporations, SMEs, and professionals to scale their operations efficiently. By choosing our lease finance options, you gain immediate access to revenue-generating assets while spreading the cost over a flexible repayment period tailored to your business cash flow.

Why Choose Leasing

Benefits of Lease Finance

Preserve Working Capital

Acquire the assets you need to grow without large upfront capital expenditures, keeping your liquidity intact for daily operational needs.

Flexible Repayment

Enjoy customized lease rental schedules that align perfectly with your specific business cycle and seasonal cash flow generation.

Tax Advantages

Lease rental payments are generally treated as operational expenses, which can provide significant and immediate tax benefits for your business.

What We Finance

Eligible Assets

Industrial Machinery

Manufacturing equipment, generators, and heavy machinery for industrial expansion and BMRE.

Commercial Vehicles

Buses, trucks, delivery vans, and complete logistical fleets for transportation and distribution.

Medical Equipment

Diagnostic machines, imaging devices, and advanced apparatus for hospitals and private clinics.

IT Infrastructure

Servers, robust computer networks, and specialized technological hardware to modernize operations.

Get Started

Simple Application Process

We value your time. Our streamlined approval system ensures that acquiring your essential assets is hassle-free from start to finish.

Consultation: Discuss your asset requirements and cash flow with our financial experts.
Documentation: Submit standard business records along with your selected vendor's quotation.
Quick Approval: Fast-tracked financial evaluation and approval by our dedicated credit committee.
Disbursement: Direct payment is made to the supplier, and the equipment is promptly delivered to you.

Our Track Record

Lease Finance at a Glance

Over the years, our lease financing has powered thousands of businesses across the country — from small workshops to large industrial giants. Numbers reflect our commitment to sustainable growth.

2,500+

Businesses Financed

7,000+

Assets Leased

64

Districts Served

15+

Years of Experience

Structured Solutions

Types of Lease We Offer

Every business is unique, and so are its financial needs. Choose from our flexible lease structures — each designed to match specific ownership goals, tax planning, and cash flow patterns.

Finance Lease

A long-term lease where you use the asset for most of its useful life. Ownership can transfer to you at the end of the term, making it ideal for permanent business assets.

Operating Lease

Short to medium-term leasing without the burden of ownership. Perfect for assets that need frequent upgrades, like IT equipment and vehicles.

Sale & Lease Back

Unlock the equity tied up in your existing assets. Sell them to us and lease them back — instant working capital without disrupting operations.

Syndicated Lease

For large-scale industrial projects, we partner with multiple financial institutions to structure high-value lease deals with shared risk.

Eligibility

Who Can Apply for Lease Finance?

Our lease financing is open to a wide range of clients — from established corporates to promising startups. If you have a viable business need and a growth plan, we have a lease solution for you.

Registered Companies

SME & Retail Businesses

Agro-Based Enterprises

Doctors & Clinics

Professionals & Consultants

Partnerships & Proprietors

Get Ready

Documents Required

Keep the following documents ready to make your application process smooth and swift. Additional documents may be requested based on lease type and asset value.

Business Identity

Trade License, TIN Certificate, VAT Registration, and Memorandum of Association.

Financial Statements

Audited financial statements for the last 2-3 years and current bank statements.

Owner Details

NID copies, passport-size photos, and personal net-worth statements of directors/owners.

Asset Quotation

A detailed price quotation from your preferred vendor or supplier for the intended asset.

Business Plan

A concise business plan showing how the leased asset will generate returns.

Address Proof

Utility bills or rental agreements as proof of business and residential address.

Our Edge

Why Choose Prominent Finance?

Choosing the right lease partner is as important as choosing the right asset. Here's what sets us apart from traditional lenders and other financial institutions.

Fast Approval

Streamlined credit process with decisions typically within 7-14 business days.

Competitive Rates

Market-leading lease rentals with transparent pricing — no hidden fees or surprises.

Dedicated Manager

A dedicated relationship manager throughout the lease lifecycle for personalized support.

Trusted Institution

Bangladesh Bank-licensed NBFI with over a decade of proven industry excellence.

Real Impact

Client Success Stories

Behind every lease is a business dream taking shape. Here are just a few of the many enterprises we've helped grow through smart, structured lease financing.

Modern Textile Mill

"Prominent's finance lease helped us acquire new looms worth 2 crore taka. Production doubled within a year and we hired 40 new workers."

— MD, Textile Manufacturer

City Transport Ltd.

"We added 12 buses to our fleet through their commercial vehicle lease. Repayment matched perfectly with our daily earnings cycle."

— Owner, Transport Operator

Health First Clinic

"Their medical equipment lease let us upgrade to modern diagnostic machines without touching our operational budget."

— Chief Doctor, Diagnostic Center

Common Questions

Frequently Asked Questions

Everything you need to know about lease financing with Prominent Finance. Still have questions? Our team is just a call away.

We offer lease finance starting from a few lakhs up to several crores, depending on the asset type, client profile, and business need.

Lease terms typically range from 2 to 7 years, structured based on the asset's useful life and your repayment capacity.

A partial down payment (usually 10-30% of the asset value) is standard, though this can vary by lease type and client credit profile.

Depending on the lease type, you can either purchase the asset at a residual value, extend the lease, or return the asset to us.

Yes, early settlement is allowed. Contact your relationship manager for the exact settlement calculation.

In most cases, the leased asset itself serves as security. Additional collateral may be required for large or high-risk projects.

Ready to Lease Your Next Business Asset?

Whether you're expanding your fleet, upgrading machinery, or investing in new technology — our lease finance experts are ready to structure the right solution for your business. Get in touch today for a free consultation.

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