SME FINANCE • CONSTRUCTION
Finance built for developers, contractors and property owners — from foundation to final handover. Structured disbursement aligned to your project milestones with competitive rates and flexible tenure up to 15 years.
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Tailored financing for every type of construction project
Build your own home or apartment complex with structured funds released stage-by-stage.
Financing for offices, shopping complexes, warehouses and mixed-use developments.
Factory sheds, godowns and industrial facilities designed to your production needs.
Upgrade, extend or renovate existing structures with quick-turnaround finance.
Combined plot purchase and construction finance under a single loan facility.
Working capital for licensed contractors executing government or private projects.
Choose the facility size that matches your project scope
| Project Category | Loan Amount | Tenure | Interest Rate | Processing Fee |
|---|---|---|---|---|
| Renovation | Up to 20 Lakh | 3-7 Years | 10.5% | 1.00% |
| Small Residential | 20L – 1 Crore | 5-10 Years | 9.75% | 0.85% |
| Multi-Storey Building | 1 – 5 Crore | 7-12 Years | 9.25% | 0.75% |
| Commercial Complex | 5 – 15 Crore | 10-15 Years | 9.00% | 0.60% |
Funds released as your project progresses — verified by our engineers
From enquiry to disbursement in 5 clear steps
Submit form & basic docs
Engineer inspects the plot
Legal & technical review
Approval & offer letter
Stage-wise fund release
Our in-house civil engineering panel accompanies your project — not just to release funds, but to protect your investment.
Same EMI throughout tenure. Best for predictable long-term budgeting.
Rate linked to market benchmark. Enjoy lower rates when the market drops.
Lower installments in early years, rising as rental / project income grows.
Complete protection for you and your project
8-storey mixed-use commercial building, Uttara
"We received 6.5 Crore in structured tranches over 22 months. The engineering team flagged a plumbing cost overrun early, saving us nearly 18 Lakh. Handover happened right on schedule."
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Talk to our dedicated Construction Finance Desk — free feasibility review and pre-approval within 72 hours.