Prominent Finance & Investment Ltd.

Personal Finance

Salary Loan

A Salary Loan is a fast, unsecured personal financing solution designed specifically for salaried executives and professionals. It provides immediate financial support for medical emergencies, higher education, wedding expenses, or home renovations.

At Prominent Finance & Investment Ltd., we believe your hard work and steady income are your best collateral. Our salary loans are processed quickly with minimal documentation, ensuring you have the cash you need without liquidating your long-term savings.

Why Choose Our Salary Loan

Financial Freedom

No Collateral Required

Because this loan is backed by your monthly income, you do not need to pledge any property, assets, or security deposits.

Swift Processing

Experience hassle-free approvals. With proper documentation, funds can be disbursed directly to your bank account within days.

Flexible Repayment

Choose an EMI (Equated Monthly Installment) plan that comfortably fits your budget, with tenures ranging up to 60 months.

Qualification Criteria

Who Can Apply

Corporate Executives

Employees of multinational corporations, large local conglomerates, and reputed private firms.

Government Officials

Confirmed employees of government organizations, autonomous bodies, and state-owned enterprises.

Teachers & Medical Staff

Professors, teachers, and doctors working in recognized and reputed institutions.

Stable Work History

Applicants generally need a minimum of 1-2 years of continuous employment experience to qualify.

Get Started

Easy Application Steps

We have simplified the borrowing process so you can focus on what matters most, not on complicated paperwork.

Application: Fill out our simple form and provide your recent salary certificates and bank statements.
Verification: Our team securely verifies your employment and credit history.
Approval: Receive a fast credit decision and sign the standard loan agreement.
Disbursement: The approved funds are transferred directly to your designated bank account.

01 — THE PROMISE

Your payslip is the collateral.

No property to pledge. No FDR to break. No guarantor to embarrass. If you draw a steady salary from a reputed employer, you already own the only security we ask for — your monthly income and a clean credit track record.

Loans from ৳1 lakh to ৳25 lakh, tenor up to 60 months, disbursed in days — not weeks.

Salary loan for salaried professional executive

02 — KEY NUMBERS

The Product At A Glance

৳25L

MAXIMUM LOAN

Up to 25 lakh based on income multiple and existing obligations.

60 mo

LONGEST TENOR

Choose 12–60 month EMI to keep monthly outflow comfortable.

48 hr

FASTEST APPROVAL

In-principle decision within 48 hours of complete documentation.

COLLATERAL REQUIRED

Fully unsecured — no property, FDR, or guarantor.

Salary loan for family medical emergency and life events

03 — WHEN IT MATTERS

Six Moments Life Doesn't Wait For

🏥 Medical Emergency

🎓 Higher Education

💍 Wedding Expenses

🏠 Home Renovation

✈️ Travel & Migration

💳 Debt Consolidation

04 — WHO QUALIFIES

Eligibility Snapshot

Employment

Confirmed permanent employee — MNC, listed company, government, autonomous body, reputed private firm.

Experience

Minimum 1 year in current job; 2 years total continuous employment history.

Age

21 to 60 years — loan must fully mature before retirement age.

Income

Net monthly take-home salary of at least ৳30,000 credited through bank.

Credit History

Clean CIB record with no classified loans or willful default.

Salary Account

Salary transferred through a scheduled bank for the last 6 months.

05 — EMI SNAPSHOT

See What You'd Pay

Indicative EMIs at 12% p.a. flat. Actual rate depends on your profile, employer category, and tenor selected.

LOAN

TENOR

EMI

৳3,00,000

24 months

৳14,125

৳5,00,000

36 months

৳16,610

৳10,00,000

48 months

৳26,330

৳15,00,000

60 months

৳33,375

৳25,00,000

60 months

৳55,625

06 — WHAT TO BRING

A Simple Document Checklist

Bring these once — we'll do the rest. Every document is handled with strict confidentiality under our data protection policy.

Salary loan documents payslip NID checklist

📄

National ID Both sides, clearly legible.

💼

Job Confirmation Employer letter on official letterhead.

💰

Salary Slips Last 3 months, HR-signed.

🏦

Bank Statement Last 6 months, salary account.

📊

TIN Certificate Latest year, if applicable.

📸

Photograph 2 recent passport-size.

07 — PROCESS

From Application To Disbursement

Apply

Submit application form with basic KYC in 10 minutes — online or in-branch.

Verify

We verify employment, salary credits and CIB record within 24 hours.

Approve

Receive in-principle offer with your sanctioned amount, rate and EMI.

Disburse

Sign the agreement — funds hit your bank within 48 hours of signing.

08 — TRANSPARENT PRICING

Fees & Fine Print

No surprises. Every charge is disclosed upfront in the sanction letter before you sign.

Interest Rate

9%–14% p.a. reducing balance, based on profile and tenor.

Processing Fee

1% of sanctioned amount + applicable VAT, one time.

Early Settlement

2% of outstanding principal after 12 months of servicing.

Late Payment

2% per month on the overdue EMI amount only.

Stamp & CIB

At actuals — currently under ৳1,000 combined.

Cheque Bounce

৳500 per instance plus any bank charges.

Salary loan approval handshake customer service

09 — READY TO START

Money in your account, not on your mind.

Talk to a relationship manager today. Fifteen minutes on a call is enough for us to tell you exactly what you qualify for — with no obligation and no impact on your credit score.

→ Call Us